Chesterfield Homeowner Insurance

Homeowner Insurance

For most people, their home is their greatest asset. As such, it should be protected with the proper homeowner insurance policy.

Why a homeowner policy? If your home were to be damaged or even destroyed by fire or a natural disaster, would you be able to pay for repairs or reconstruction out of your own funds? Or if someone had an accident on your property, sued you, and won a legal judgment, how would you cover the damages? The right homeowner insurance protects you in these unforeseen circumstances.

We’re independent agents at Lang Insurance, with hundreds of homeowner insurance products to put the minds of Chesterfield, Missouri residents at ease. We’re also experts at educating our clients about all aspects of their policies, so you know what’s covered and what to do in the event of a claim. We’ll work with you to find the ideal homeowner policy for your unique dwelling and your budget.

Property Damage

Property damage insurance covers the cost of repairing or reconstructing your residence if it is damaged by or lost to fire, hail, vandalism, or many kinds of natural disasters. You may actually be required to carry this insurance by your mortgage lender. Be sure to ask us about a policy that may pay for the cost of living elsewhere should your home be temporarily uninhabited.

Personal Property

You won’t have to worry about your personal property with the right homeowner coverage. Furniture, electronics, sporting goods, clothing, and other belongings would be covered against theft or damage. You can even add extra coverage at a reasonable cost for antiques, fine art, collectibles, and valuable jewelry.

Liability

We want you to have liability coverage as well. Whether or not an accident on your property could have been prevented, your policy can cover liability. For even greater liability protection, a personal umbrella policy may be recommended, especially for dog owners.

Contact Us for Homeowner Insurance Today

Don’t put your financial security at risk by letting your home go without the proper insurance coverage. Give us a call at 636-229-7000 or reach out via our online form for a homeowner policy quote. You’ll love your home even more knowing it’s protected properly from those catastrophes we can’t control.