You do not have to live in a designated flood zone to be susceptible to flood loss. Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage...

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Even if you don’t live in a flood plain, the potential for flooding could be a concern anywhere in the country. Flooding is the most common natural disaster in the U.S. and occurs in every state and territory. In fact,...

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When purchasing a home, many people ask whether the house is located in a flood zone. If it is, this often means the buyer will need to get additional coverage to protect against potential flood damage. If your home isn’...

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